Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
advisor@assurena.com admin@assurena.com
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

Monday
9.00 - 5.00
Tuesday
8.00 - 5.00
Wednesday
8.00 - 5.00
Thursday
8.00 - 5.00
Friday
8.00 - 4.00
Satureday
Closed
Sunday
Closed

Our Fix & Flip Loans Allow Investors To Acquire And/Or Renovate Multiple Properties Up To An Approved Exposure Limit
(Based On Individual & Business Approval).

Fix & Flip Exposure Limit Loan

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Loan Amount

$50K - $3MM

Borrower Type

Individual or Entity

Maximum Loan-To-Value (LTV)

Standard Rehab up to 75% After
Repair Value (ARV) LTV / Rehab up to 70% ARV LTV

When Do We Use LTV VS LTC?

Funding up to 100% rehab budget up to % Approved LTV of Total Costs

Interest Rate

As low as 6.75%, varies per individual property loan

Term

12 months standard, 18 month option available (subject to loan level pricing adjustment)

Minimum Experience

NO prior experience required

Maximum Loan-To-Cost (LTC) Cost is Purchase Price Amount

Standard Rehab max 95% / Extensive Rehab max 85%

Property Types

Non-Owner Occupied:
• Attached or detached SFR
• 2-4 unit properties
• Multi-family 5-20 unit properties
• Mixed-use
• Condos

Key Facts About Our
Fix & Flip Loans

NO prior experience required

No-fee alternative valuation option now available (for eligible properties).

Extensive rehab financing available (budgets > 50% of total costs).

Individual and Business approval for exposure limits up to $10MM with individual property loan amounts from $50K to $3MM.

Financing for up 100% of renovation expenses, 95% LTC max, and 75% ARV LTV max.

Optional interest reserves.

Soft Costs included in financing (contractor’s fees, contingency fees, permits, surveys, etc.)

Why Choose a Fix & Flip Exposure Limit

  • The Fix & Flip Exposure Limit is designed for investors who need funding for multiple flips and renovations.
  • Applying for an Exposure Limit is easy and allows investors to close Fix & Flip loans more quickly.
  • Grow with TRFG Capital: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.

Up to 90% of Purchase and 100% of Rehab

1-4 Family
NO DOC FIX AND FLIP PROGRAM

Up to 90/100/70

Preferred terms for repeat borrowers

No bank statements

No sourcing of funds

Gap allowed

No tax returns or income verification

No reserves required

No liquidity minimums

No max exposure

No Pre Payment Penalty

Stated Personal Financial Statement

Wholesale up to 10-20% of contract price

Interest reserve may apply

Points between 2-3

Min profitability applies (deal must show a profit)

12 month term, free 3 month extension