Single Rental Loan

TRFG Capital

Purchase or refinance a single rental property with our Single Rental Loan…

Our Single Rental Loan1 Enables Investors To Purchase A New Property To Expand Their Rental Portfolio. Investors Use This Loan To Refinance A Property For A Better Rate, Or Take Cash Out To Access Equity.

Key Facts About Our
Single Rental Loan

No W2s, paystubs, tax returns, etc.

No-fee alternative valuation and rent schedule option now available (for eligible properties).

Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out.

Property loans from $75K to $2MM.

Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible.

Foreign Nationals allowed (70% LTV max, eligible countries only).

Interest-only payments.

30-year property loan terms.

Minimum 640 FICO.

LOAN PURPOSE

Purchase, limited cash-out, or cash-out of a single rental property.

PROPERTY OR UNIT ACQUISITION MINIMUM

1 property per loan

TERM

30-year fixed

MINIMUM FICO

640

SEASONING REQUIREMENT (TO USE VALUE VS. COST BASIS)

180 days

RURAL PROPERTIES

Ineligible

PROPERTY TYPE

Non-Owner Occupied:
• Single Family Residences (SFR)
• 2-4 unit properties
• Condos
• Townhomes

BORROWER TYPE

Entity (Single Purpose Entity) or Individual

INTEREST RATE

Rates as low as 4%

EXPERIENCE

No first time homebuyers

MAXIMUM LOAN-TO-VALUE (LTV)

Up to 80% on purchase and rate & term. Up to 75% on cash-out

MINIMUM LOAN AMOUNT

$75K - $2MM

SEASONING REQUIREMENT (TO USE VALUE VS. COST BASIS)

Any vacancy requires a max LTV of 60% on refinance

FOREIGN NATIONALS

• Not allowed from ineligible country list
• LTV is limited to 70%

Our Contacts

Working Hours

TRFG Capital