- 3500 Lenox Rd NE Atlanta, GA 30326
- trfgcapital@gmail.com
- (404) 939-9372
TRFG Capital
PORTFOLIO RENTAL LOAN
Use our Portfolio Rental Loan to unlock equity and grow your rental business…
Our Portfolio Rental Loan1 Is Designed To Help Rental Investors Unlock Equity And Get Cash Out Of Their Existing Rental Investments. Consolidate Multiple Rental Property Mortgages Into A Single Loan So You Can Continue To Grow Your Portfolio.
Key Portfolio Rental Loan
Product Facts
Commercial loan underwritten on property cash flow
No personal income verification
Looking to Refinance an existing Portfolio loan? Ask about our Streamline Refinance!
No limit to the number of properties that can be financed
Designed for buy-and-hold investors
STANDARD PORTFOLIO RENTAL LOANS
EXPRESS PORTFOLIO RENTAL LOANS
LOAN PURPOSE
• Purchase Or Refinance A Portfolio Of Rental Properties
• Refinance And Acquire Properties Under The Same Transaction
• Purchase Or Refinance A Portfolio Of Rental Properties
•Refinance And Acquire Properties Under The Same Transaction
BORROWER TYPE
Entity (Special Purpose Entity)
Must be a Newly Formed LLC only, unless LLC was used exclusively for a previous TRFG loan transaction
Entity (Single Purpose Entity, existing or newly formed)
EQUITY PLEDGE
Pledge Of Equity From The Owner Is Required
No Equity Pledge Required
INTEREST RATE
Call for quote
Call for quote
TERM
5-, 7-, or 10-year with balloon due at end of term
30-year fixed
AMORTIZATION
Full amortization up to 30 years, with interest-only option available
Full amortization
MINIMUM FICO
660 (all Guarantors)
640 (all Guarantors)
MAXIMUM LOAN-TO-VALUE (LTV)
Up to 75% on purchase, limited cash-out refi, and cash-out refi3
Up to 80% on purchase / limited cash-out refi, and 75% on cash-out ref
LOAN AMOUNT
$500K - $10MM
$200K - $5MM
($100K minimum property value)
PROPERTY OR UNIT ACQUISITION MINIMUM
5 units per loan
2 units per loan
EXPERIENCE
No first-time homebuyers
No first-time homebuyers
FOREIGN NATIONALS
• Not allowed from ineligible country list
• LTV is limited to 65%
• Not allowed from ineligible country list
•LTV is limited to 70% on purchase/limited cash-out and 65% on cash-out
PROPERTY TYPE Non-Owner Occupied :
• Single Family Residences (SFR)
• 2-4 unit residences
• Condominiums: warrantable and non-warrantable (with reduced leverage)
• Townhomes
• Planned Urban Developments (PUD)
• Multi-family, 5-20 units
Non-Owner Occupied :
• Single Family Residences (SFR)
• 2-4 unit residences
• Warrantable condos
• Non-warrantable condos (max 65% LTV)
• Townhomes
• Planned Urban Developments (PUD)
• Multi-family, 5-8 units
Not sure if the Portfolio Rental Loan works for you? Use this checklist to see!
Currently own 5 (2 for Portfolio Express) or more rent producing doors?
Looking to free up equity to acquire additional properties and expand your portfolio?
Are you a long-term investor?
24/7 Support
If you answered yes to these questions, please contact our loan specialist about our Portfolio Loan!